Lease-purchase is brutal math. Fixed payment every week, no exceptions. Dispatch doesn't fix a bad deal — but it can be the difference between making the numbers work and finding out they never will.
How We Approach This Differently
Standard dispatch finds loads. Lease-purchase dispatch finds loads that cover a fixed payment first and produce income second. Those are different problems.
Every load plan we build starts with your truck payment as the first number in the model. We don't present a week's plan unless projected gross covers the payment, fuel, insurance, and a maintenance reserve.
You know the minimum weekly gross you need before you confirm a single load. No finding out at the end of the week that you worked 5 days and barely broke even.
More miles means faster fixed-cost coverage. We prioritize loaded miles early in the week so you reach break-even faster and have time for upside runs.
We calculate the minimum rate-per-mile your specific payment requires and enforce it on every load. A $1.95/mile load that runs 3,000 miles sounds like good money until the math says your break-even is $2.15.
Payment + insurance + fuel + maintenance + dispatch fee = minimum weekly gross. Most lease-purchase operators have never seen this written out clearly. We show it before you haul your first load.
If your payment is too high for your market and equipment to support, we say it. We won't string you along. A bad lease doesn't get better with better dispatch — it just takes longer to fail.
The Unforgiving Math
Many lease-purchase programs include company dispatch. Here's what they don't tell you upfront: company dispatch fills company trucks first. Lease operators compete for whatever's left. That's a structural problem that gets worse when freight is tight. Independent dispatch puts your load selection back under your control — you're not taking whatever your carrier assigns, you're choosing loads against a rate floor that covers your actual costs.
The lease-purchase math is unforgiving. Typical lease: $1,200–$2,200/week. At a $2.30/mile average and 10,000 monthly miles, you gross $23,000. Subtract lease ($4,800–$8,800), fuel ($5,000–$6,000), insurance ($1,200–$1,800), and a 6% dispatch fee ($1,380). Net take-home: $5,200–$10,620 depending on your payment. The difference between a $2.10/mile average and a $2.40/mile average on 10,000 miles is $3,000/month. That delta — $3,000 — is more than the annual dispatch fee on many lease-purchase operations. Rate per mile is the variable that matters most, and it's the one most carrier dispatch systems don't fight for.
Independent dispatch lets you refuse below-market loads. That's not possible when your carrier controls load assignment. We've helped lease-purchase operators improve net income by $800–$1,500/month by selectively rejecting the 20–30% of loads that don't clear the rate floor — while keeping utilization high on everything that does. The overall load count doesn't drop much. The revenue per load goes up meaningfully.
Lease-Purchase Questions
We'll show you the break-even gross, the minimum rate-per-mile your lease requires, and whether the math works for your equipment and lanes — before you commit to anything.
Apply Now — Free Setup